探索Patelco的 有竞争力的价格

从我们的支票和储蓄账户到贷款和信用卡, 我们的目标是帮助您尽可能多地省钱. 使用下面的标签来探索我们的最新价格并申请.

找到你的价格

货币市场+

2023年3月5日生效

需求的满足5

需求的满足2

分钟的平衡1分红
186672No$0.000.05%0.05%每月03/05/2023
182811是的$0.003.00%2.96%每月03/05/20233万多台免费atm机
术语

最小值. 平衡

分钟的平衡

马克斯平衡1分红
179901没有一个1$0.00$2,000.002.00%1.98%每月01/12/2022
186412没有一个2$2,000.01$5,000.001.50%1.49%每月01/12/2022$13万多台免费atm机
186523没有一个3$5,000.01 $10,000.001.00%1.00%每月01/12/2022
186584没有一个4$10,000.01$50,000.000.25%0.25%每月21/09/2018
186615没有一个5$50,000.01$100,000.000.20%0.20%每月21/09/2018
186686没有一个6$100,000.01$9,999,999.990.15%0.15%每月21/09/2018

感兴趣的检查

2023年1月1日生效
术语

最低余额

最小值. 平衡

1

分红
180561没有一个$0.000.05%0.05%每月01/01/2023

$5 waived with minimum daily balance of $500

储蓄 & ScoreUp储蓄4

2020年1月1日生效
术语最小值. 平衡1分红
183441没有一个$0.000.05%0.05%每月01/01/2020

没有一个

1 年 = Annual Percentage Yield.

2 Annual and individual member figures are from the 信贷 Union National Association 会员的好处 Study in 2021. 假设有30美元,000, 60个月的新汽车贷款, 一张平均余额为5美元的经典信用卡,000, a $200,000, 30-year fixed rate mortgage (a 30-year fixed rate mortgage is replaced with a 5-year adjustable rate mortgage if it yields a greater benefit as it is assumed more in demand), $5,在一个有利息的支票账户里存1万英镑, $10,000 in a 1-year certificate account, 和2美元,500 in a money market account.

3 如上所述,储蓄和ScoreUp储蓄具有相同的利率. A ScoreUp储蓄 Account is opened in conjunction with a ScoreUp 信贷 Builder Loan.

187012没有一个$5,000.000.05%0.05%每月01/01/2020
187153没有一个$10,000.000.05%0.05%每月01/01/2020
187274没有一个$20,000.000.05%0.05%每月01/01/2020
187375没有一个$50,000.000.05%0.05%每月01/01/2020
187446没有一个$100,000.000.05%0.05%每月01/01/2020

健康储蓄账户

2020年1月1日生效
术语最小值. 平衡1分红
183983没有一个$3,500.010.25%0.25%每月01/01/2020
183922没有一个 $2,000.010.10% 0.10%每月01/01/2020
183891没有一个$0.000.05%0.05%每月01/01/2020

假日俱乐部

2022年6月14日生效
术语最小值. 平衡1分红
18409没有一个$20.000.05%0.05%到期14/06/2022

$0月费 没有最低余额

1 年 = Annual Percentage Yield.

2 要求:有资格获得更高的收益率股息率, you must have an open checking account under the same Member Number as the 货币市场+ account, with a minimum of $500 in qualifying 存款s each month into the checking account. 任何一个月都没有达到要求, the dividend rate paid on the 货币市场+ account in the following month will be the same as the 常规的 储蓄 rate. 货币市场+不适用于个人退休帐户.

3 利息按每一等级的余额按等级利率支付. 支付的总利息是每一层的总和. 利率如于开户后更改,恕不另行通知.

4 Youth 储蓄, 如上所述,储蓄和ScoreUp储蓄具有相同的利率. A ScoreUp储蓄 Account is opened in conjunction with a ScoreUp 信贷 Builder Loan.

优先利息支票账户:8月30日生效, 2019, 赚取首要利息检查利率为0的最低余额.10%的年利率是5000美元.00. If your balance falls below $5,000.00, your account balance will earn the same rate as our 感兴趣的检查 account for that day. Average daily balances below $5,000.00的收费为每月10元(请参阅 费用表). For other 条款 and 条件 of the Premier 感兴趣的检查 Account, please refer to the Patelco会员手册.

证书

2023年6月10日生效
术语

最小值. 平衡

分钟的平衡

1分红
1841713 - 5个月$250.001.00%1.00%到期06/10/20233至60个月0到期
1842226 - 11个月$250.002.00%1.98%到期01/08/20230
18545412 - 17个月$250.003.00%2.96%每月01/08/20230
18557518 - 23个月$250.004.00%3.93%每月01/08/2023$500,000.0018个月
18565724 - 35个月 $250.003.50%3.45%每月01/08/20230
18571836 - 47个月$250.003.00%2.96%每月01/08/20230
18577948 - 59个月$250.003.00%2.96%每月01/08/20230
185841060个月$250.003.00%2.96%每月01/08/20233至60个月0

爱尔兰共和军的证书2

2023年6月10日生效
术语最小值. 平衡1分红
186511060个月$250.003.00%2.96% 每月01/08/2023
18645948 - 59个月$250.003.00%2.96% 每月01/08/2023
18635836 - 47个月$250.003.00% 2.96% 每月01/08/2023
18627724 - 35个月$250.003.50%3.45%每月01/08/2023
18517518 - 23个月$250.004.00% 3.93% 每月01/08/2023
18510412 - 17个月$250.003.00%2.96% 每月01/08/2023
1848626 - 11个月$250.00 2.00% 1.98%到期01/08/2023
1846213 - 5个月$250.001.00% 1.00% 到期06/10/2023

 

 

注意:提前提取所有证书都有罚款. 请参阅Patelco会员手册中的证书帐户部分.

1 年 = Annual Percentage Yield. 条款和条件可能因账户而异.

2 All regular certificates can be opened as 爱尔兰共和军 certificates, unless otherwise noted. 所有爱尔兰共和军证书的最低余额为250美元.00.

汽车贷款

2023年10月27日生效
类型率类型最少4月范围1
17938新车(2022年或更新)
高达140%的融资
0至48个月没有一个6.94% to 17.99%27/10/2023117.99%6.94%0 - 48个月:23美元.99 per month per $1000 borrowed at 6.94% 4月 for 48 months; 49‑66 months: $18.38 per month per $1000 borrowed at 7.04% 4月 for 66 months; 67‑72 months: $17.22 per month per $1000 borrowed at 7.24% 4月 for 72 months; 73‑84 months: $15.51 per month per $1000 borrowed at 7.84个月,年利率74%.
17707新车(2022年或更新)
高达140%的融资
49至66个月没有一个7.04% to 17.99%27/10/2023217.99%7.04%
17713新车(2022年或更新)
高达140%的融资
67至72个月$10,000, 72个月期限7.24% to 17.99% 27/10/2023317.99%7.24%
17710新车(2022年或更新)
高达140%的融资
73至84个月$15,000, 84个月期限7.74% to 17.99% 27/10/2023417.99% 7.74%
17884二手车(2013 - 2021)
高达蓝皮书的140%
最高150,000英里
0至48个月没有一个7.19% to 17.99%20/10/2023517.997.190 - 48个月:24美元.11 per month per $1000 borrowed at 7.19% 4月 for 48 months; 49‑66 months: $18.50 per month per $1000 borrowed at 7.29% 4月 for 66 months; 67‑72 months: $17.34 per month per $1000 borrowed at 7.49% 4月 for 72 months; 73‑84 months: $15.61 per month per $1000 borrowed at 7.84个月的年增长率为94%.
17887二手车(2013 - 2021)
高达蓝皮书的140%
最高150,000英里
49至66个月没有一个7.29% to 17.99%20/10/2023617.997.29
17891二手车(2013 - 2021)
高达蓝皮书的140%
最高150,000英里
67至72个月$10,000, 72个月期限7.49% to 17.99%20/10/2023717.997.49
17895二手车(2013 - 2021)
高达蓝皮书的140%
最高150,000英里
73至84个月$15,000, 84个月期限7.94% to 17.99%20/10/2023817.997.94

船s, Motorhomes, Travel Trailers

2023年9月15日生效
类型率类型最少4月范围2
17962船,汽车之家,和旅行拖车贷款
新(2022年或更新)
最多60个月$5,0007.50% to 19.00%15/09/2023215/09/20237.50%19.00%60个月:20美元.10 per month per $1000 borrowed at 7.4月50%; 72 months: $17.42 per month per $1000 borrowed at 7.65% 4月; 84 months: $15.47 per month per $1000 borrowed at 7.65% 4月; 120 months: $12.26 per month per $1000 borrowed at 8.年利率15%;180个月:9美元.89 per month per 1000 borrowed at 8.4月50%
18189船,汽车之家,和旅行拖车贷款
使用(2013年至2021年)
最多60个月$5,0008.00% to 19.00%04/08/2023104/08/20238.00%19.00%
18210船,汽车之家,和旅行拖车贷款
新(2022年或更新)
61至72个月$15,0007.65% to 18.65%07/12/2022307/12/20227.65%18.65%
18219船,汽车之家,和旅行拖车贷款
使用(2013年至2021年)
61至72个月$15,0008.15% to 18.65%07/12/2022407/12/20228.15%18.65%
18230船,汽车之家,和旅行拖车贷款
新(2022年或更新)
73至84个月 $25,0007.65% to 18.65%07/12/2022507/12/20227.65%18.65%
18236船,汽车之家,和旅行拖车贷款
使用(2013年至2021年)
73至84个月 $25,0008.15% to 18.65%14/03/2023614/03/20238.15%18.65%
18239船,汽车之家,和旅行拖车贷款
新(2022年或更新)
85至120个月$25,0008.15% to 18.65%07/12/2022707/12/20228.15%18.65%
18244船,汽车之家,和旅行拖车贷款
使用(2013年至2021年)
85至120个月$25,0008.65% to 18.65%07/12/2022807/12/20228.65%18.65%
18267船,汽车之家,和旅行拖车贷款
新(2022年或更新)
121至180个月$50,0008.50% to 18.50%07/12/2022907/12/20228.50%18.50%
18273船,汽车之家,和旅行拖车贷款
使用(2013年至2021年)
121至180个月$50,0009.00% to 18.50%04/08/20231004/08/20239.00%18.50%

摩托车贷款

2023年4月8日生效
类型率类型最少4月范围3
17968摩托车
新 & 二手(2013年或更新)
最多60个月$1,0007.25% to 17.05%104/08/20237.25%17.05%60个月:19美元.98 per month per $1000 borrowed at 7.4月25%

信用卡

2023年9月26日生效
率类型

4月范围1

4月范围4

17972信用卡-纯粹的万事达卡纯粹的万事达卡®$300 - $50,000变量11.75% to 18.95%11.7511.20126/09/2023$90,000
18284信用卡-积分奖励世界万事达卡Points 奖励 World Mastercard®$300 - $50,000变量13.40% to 21.90%12.913.4%226/09/2023
18300信用卡-进步学生奖励万事达卡Progress 学生 奖励 Mastercard®$300 - $5,000变量13.40% to 21.90%13.4013.40%326/09/2023$50,000
18308信用卡-Pure-担保 Mastercard纯担保万事达卡®$300 - $10,000变量11.45%11.4511.75426/09/2023$10,000

抵押贷款

2023年2月16日生效
类型率类型4月5
17976Certificate-担保到期时到期等于证书CD率+ 2.25%116/02/20232.25%
18337储蓄-担保最多60个月等于储蓄2.50%216/02/20232.5
18345ScoreUp®信用生成器最长24个月$500 to $2,5005.50%316/02/20235.5
18352ScoreUp®信用生成器最长36个月$2,501 to $5,0005.50%416/02/20235.5

个人贷款

2023年10月27日生效
类型率类型4月范围6
17979个人贷款三十六个月$300 to $100,0008.95% to 17.90%27/10/202318.95% 17.90%$100,000个人贷款$11,440.894月范围是8.95% to 17.90%,期限由6至84个月不等. 例如,如果你收到一笔1万美元的贷款,利率为8.95%,无发起人费,36个月支付318美元.你的财务费用是1476美元.这将使你的还款总额为11,476美元.46
18361个人贷款37-48月$300 to $100,0009.50% to 17.90%27/10/202329.5017.9个人贷款
18364个人贷款49-60月$300 to $100,0009.75% to 17.90%27/10/202339.7517.9个人贷款
18370个人贷款61 - 72个月$20,000 to $100,00010.45% to 17.90%27/10/2023410.45个人贷款
18377个人贷款73 - 84个月$30,000 to $100,00010.95% to 17.90%27/10/2023510.9517.9个人贷款

其他贷款

2023年5月4日生效
类型率类型4月范围7
17982签字授信额度开放式的最高50,000美元12.00% to 17.90%105/04/202312.00%17.90%
19910即时备份 信贷额度开放式的最高500美元17.90%205/04/20231217.9

我们无法为品牌游戏提供融资.g. ——打捞, lemon law) or the following types of commercial vehicles: Chevrolet Silverado 4500 – 6500, 雪佛兰表达, Dodge Ram Promaster/Promaster City, 道奇公羊底盘4500, 福特F-450或更高, Ford Transit/Transit Connect, GMV萨瓦那, GMC Sierra 4500, 奔驰短跑, 奔驰Metris , 日产NV和NV2000. Speak to a team member for more details.

4月 = Annual Percentage 率. In the case of credit cards, 4月 applies to purchases and balance transfers.

  • 1 4月 = (Annual Percentage 率). 汽车价格从6点开始.94% effective 10/27/2023; subject to change without notice. Patelco offers a range of base rates and discounts that depend on factors such as credit history, 贷款期限, Patelco account relationship, 车辆行驶里程, amount financed and vehicle age. 额外的 discounts may apply. 车辆行驶里程超过10公里将包括额外费用 .加成50%. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 17.4月99%. 了解更多关于费率的信息, 条款, and exclusive discounts for members, such as Commitment Household, 拨打800.358.8228 or visit any Patelco branch. Loan payment example: 0 - 48个月:23美元.99 per month per $1000 borrowed at 6.94% 4月 for 48 months; 49‑66 months: $18.38 per month per $1000 borrowed at 7.04% 4月 for 66 months; 67‑72 months: $17.22 per month per $1000 borrowed at 7.24% 4月 for 72 months; 73‑84 months: $15.51 per month per $1000 borrowed at 7.84个月,年利率74%.
  • 2 4月 = (Annual Percentage 率). 利率低至7.50% 4月 effective 9/15/2023. Loan rates are subject to change without notice and subject to credit approval. Patelco offers a range of rates that depend on factors such as credit history, 贷款期限, 里程, Patelco account and loan balances.  额外的 .里程超过100k的,费率增加50%(最大里程为125k). 根据车型年+贷款期限,最长可达20年. . Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 18.4月65%. 欲了解更多有关费率,条款和可用折扣,请致电 800.358.8228,请访问 nikesportjapan.com or visit any Patelco branch. Loan payment example: 60个月:20美元.10 per month per $1000 borrowed at 7.4月50%; 72 months: $17.42 per month per $1000 borrowed at 7.65% 4月; 84 months: $15.47 per month per $1000 borrowed at 7.65% 4月; 120 months: $12.26 per month per $1000 borrowed at 8.年利率15%;180个月:9美元.89 per month per 1000 borrowed at 8.4月50%
  • 3 4月 = Annual Percentage 率. 利率低至7.25%  4月 effective 8/4/2023. Loan rates are subject to change without notice and subject to credit approval. Patelco offers a range of rates that depend on factors such as credit history, 贷款期限, Patelco account and loan balances. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 17.4月05%. 欲了解更多有关费率,条款和可用折扣,请致电 800.358.8228,请访问 nikesportjapan.com or visit any Patelco branch. Loan payment example: 60个月:19美元.98 per month per $1000 borrowed at 7.4月25%
  • 4 年利率. 变量 4月 as of 9/26/2023. 率 adjusts monthly and equals prime rate for previous month plus a margin range based on credit worthiness. 适用于购买和余额转账.
  • 5 Equal to the rate you are receiving on the certificate pledged as security at the time the loan is obtained, + 2.25%.
  • 6 4月 = Annual Percentage 率. 房价于2023年10月27日生效,并须经信贷审批. 年利率的范围取决于包括信贷类型在内的因素, 贷款期限, Commitment Household/account relationship and applicant credit worthiness/score. 贷款条件取决于各种因素,包括融资金额. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Offered rates subject to change. For more information,请访问 nikesportjapan.com,叫 800.358.8228,或停在树枝旁. 4月范围是8.95% to 17.90%,期限由6至84个月不等. 例如,如果你收到一笔1万美元的贷款,利率为8.95%,无发起人费,36个月支付318美元.你的财务费用是1476美元.这将使你的还款总额为11,476美元.46
  • 7 4月 = Annual Percentage 率. All loans are subject to credit approval, restrictions apply, rates are subject to change. Loan rates offered effective 4/5/2023. 年利率范围是12.00% to 17.90% for 签字授信额度. 4月是17.90% 即时备份 信贷额度. 最低付款金额为25美元.或未付余额的2%,以较高者为准. 了解更多关于费率的信息, 条款, and exclusive discounts for members, such as Commitment Household,叫 800.358.8228 or visit any Patelco branch.

 

购买固定利率贷款

2023年2月11日生效
贷款项目

4月2

4月1

1798630年期固定$50,000 to $726,2007.500%7.602%102/11/2023$726,200$1,500,000
1807230年期固定利率(无成交成本,折价3%)$50,000 to $726,2008.000%8.072%202/11/2023
1809020年的固定$50,000 to $726,2007.000%7.123%302/11/2023
1812015年固定$50,000 to $726,2006.875%7.026%402/11/2023
1813910年期固定$50,000 to $726,2006.750%6.958%502/11/2023
1814530年固定巨型$726,201 to $2,500,0008.125%8.217%618/10/20231
1814415年固定巨型$726,201 to $2,500,000 7.750%7.887%718/10/20231

Purchase Adjustable 率 贷款

2023年2月11日生效
贷款项目4月1
181585/1 30年可调2$50,000 to $726,2007.750% 7.855%02/11/202302/11/20231
181675/5 30年可调3$50,000 to $726,2007.875% 7.393%20/10/202320/10/20232
184577/1 30年可调2$50,000 to $726,2007.750% 7.855%20/10/202320/10/20233
1839910/1 30年可调2$50,000 to $726,2007.875% 7.943%20/10/202320/10/20234
1841810/10 30年可调4$50,000 to $726,2008.000%7.876%20/10/202320/10/20235
184275/1 30年可调 巨型2$726,201 to $2,500,0007.375%7.676%02/11/202302/11/20236
184445/5 30年可调 巨型3$726,201 to $2,500,0007.500% 7.213%26/10/202326/10/20237
183717/1 30年可调 巨型2$726,201 to $2,500,0007.250%7.562%02/11/202302/11/20238
1847410/1 30年可调 巨型2$726,201 to $2,500,0007.500% 7.662%01/11/202301/11/20239
1848010/10 30年可调 巨型4$726,201 to $2,500,0007.625%7.944%02/11/202302/11/202310

再融资 Fixed 率 贷款

2023年2月11日生效
贷款项目

4月2

4月1

1803330年期固定$50,000 to $726,2007.500%7.602%02/11/202302/11/2023
1803620年的固定$50,000 to $726,2007.000%7.123%02/11/202302/11/2023
1804115年固定$50,000 to $726,2007.000%7.153%02/11/202302/11/2023
1804610年期固定$50,000 to $726,2006.750%6.958%02/11/202302/11/2023
1805730年固定巨型$726,201 to $2,500,0008.250%8.344%18/10/202318/10/2023
1806115年固定巨型$726,201 to $2,500,0007.875% 8.014%18/10/202318/10/2023

再融资 Adjustable 率 贷款

2023年2月11日生效
贷款项目4月1
180715/1 30年可调2$50,000 to $726,2008.0007.96402/11/2023
180775/5 30年可调3$50,000 to $726,2008.1257.50320/10/2023
180857/1 30年可调2$50,000 to $726,2008.0007.99520/10/2023
1809110/1 30年可调2$50,000 to $726,2008.1258.12120/10/2023
1809810/10 30年可调2$50,000 to $726,2008.2508.05520/10/2023
181085/1 30年可调 巨型2$726,201 to $2,500,0007.5007.72902/11/2023
181145/5 30年可调 巨型3$726,201 to $2,500,0007.6257.26720/10/2023
181187/1 30年可调 巨型2$726,201 to $2,500,0007.5007.69802/11/2023
1812310/1 30年可调 巨型2$726,201 to $2,500,0007.6257.74902/11/2023
1813010/10 30年可调 巨型4$726,201 to $2,500,0007.7507.67902/11/2023

感兴趣 Only Equity 信贷额度

2023年2月11日生效
贷款与估值率/ 4月5
18186$10,000-$500,000高达90%9.00% to 11.75%02/11/20239.00%02/11/20238.50%0.50%

房屋净值贷款

2023年2月11日生效
术语贷款与估值

4月1

4月7

181617年$10,000-$500,000高达80%的LTV7.7508.041102/11/20235万美元5万美元 loan for 120 months at 7.432%年利率假设没有首付款,每月付款将是580美元.00.
1816810年$10,000-$500,000高达80%的LTV8.0008.219210/10/2023
1817115年$10,000-$500,000高达80%的LTV8.2508.413310/10/2023
1817620年$10,000-$500,000高达80%的LTV8.7508.891410/10/2023

ADU股权信贷额度

2023年2月11日生效
贷款与估值率/ 4月8
18268$10,000 - $400,000125%原值
90% post-construction value
10.00% to 10.75%02/11/202310.00%8.5%

 

 

利率, 条款, 条件, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. 贷款须经信贷和财产审批. 其他条件和限制可能适用. Hazard insurance is required. NMLS ID号码为506373.

1 4月 = Annual Percentage 率. 4月s are based on the following:

  • 符合:贷款金额726,200美元+结算费用
  • 大额:贷款金额150万美元+成交费用
  • Mortgage rates shown are based on a 60-day lock for rate and term refinance transaction for of a primary residence. 30-day lock for purchase transactions.

Conforming rate shown at 60% loan-to-value (LTV) and jumbo rate is at 80% loan-to-value (LTV), owner-occupied limited cash-out refinance or purchase with excellent credit, debt-to-income ratio less than or equal to 40% and no subordinate financing. 您的价格可能与显示的不同. 请使用 利率计算器 on our mortgage application site to receive a better estimate for your scenario.

2 The index is the weekly average of the 1-year US Treasury securities adjusted to constant maturity of one year, 由美联储提供. 根据初始利率,上限为每年2%,终身6%. 目前的指数是5.44%. 您的价格可能与显示的不同. 请使用 Choose 利率 feature on our application page to get a more exact rate.

3 The index (for 5/5 product) is the weekly average of the 5-year US Treasury securities adjusted to constant maturity of five years, 由美联储提供. 上限为每次调整的2%和基于初始速率的5%寿命. 目前的指数是4.82. 您的价格可能与显示的不同. 请拨打800与我们的贷款代表联系.358.8228分机1202可以得到更准确的电话.

4 The index (for 10/10 product) is the weekly average of the 10-year US Treasury securities adjusted to constant maturity of ten years, 由美联储提供. 上限为每次调整的3%和基于初始利率的6%. 目前的指数是4.88.

5 9.00% 4月 (annual percentage rate) applies to a HELOC for the most qualified applicant at CLTV up to 80%. 并不是所有的申请人都有资格享受最低利率. 利率 vary based on property value, line amount and other factors, 第二套或度假屋的价格会有所不同. Payments and rate can adjust monthly. 如果利率上升,支付金额也会增加. 汇率是用指数加保证金计算的. The index used is the Prime 率 as published in The Wall Street Journal Western Edition on the last business day of the month prior to the change. The current prime index is 8.50%. 最小值imum interest rate is 3%. Maximum interest rate is 17%.

6 0.贷款资金后可获得50%的HELOC利率折扣. Meet and maintain ongoing discount eligibility with set up of automatic loan payments and monthly recurring 存款s of $500 into a Patelco account. 额外的 条件 may apply. 请向房屋贷款顾问咨询更多细节.

7 固定房屋净值年利率的计算是基于10万美元的贷款金额.00 with estimated closing costs of $500.00.

8 10.00% 4月 (annual percentage rate) and other 条款 shown are accurate as of 11/2/2023 and apply to an ADU HELOC for the most qualified applicant at CLTV up to 125%. 并不是所有的申请人都有资格享受最低利率. Eligible on primary residences only. 利率 vary based on property value, credit score, line amount and other factors. The minimum periodic payment is interest-only for the first two years (“draw period”) followed by fully-amortizing payments to repay the balance over the final twenty years. 在还款期间,恕不提款. Payments and rate can adjust monthly. 如果利率上升,支付金额也会增加. At the end of the draw period, your required monthly payments will increase because you will be paying both principal and interest. 汇率是用指数加保证金计算的. The index used is the Prime 率 as published in The Wall Street Journal Western Edition on the last business day of the month prior to the change. The current prime index is 8.5%. 最小值imum interest rate is 3%. Maximum interest rate is 17%.

比较

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